Insurance Policies

2009-01-04 Holidaymakers may save with annual insurance policies

Speaking today st), the organisation expressed concern that new government regulations could mean that fewer tour operators offer travel insurance policies to their customers.

Youre likely to take several trips to Europe within 12 months then an annual policy of course makes sense. However, even if youre only planning one trip further afield, worldwide annual multi-trip insurance is the better option and you dont even have to scrimp on the level of cover you receive," he explained.

www.lamangaspain.com

Those who like to take regular holidays in Spain may save money by investing in an annual travel insurance policy it has been suggested. A recent study by moneysupermarket - Holidays in Spain

2009-01-03 Time to blow the cover on car hire company insurance policies Herald Sun

Certainly this is the assumption made by banks such as Westpac, which offers credit cards with cover for insurance excess on rental cars "as long as you take out the standard comprehensive insurance cover normally provided by the rental company".

What Dave failed to realise was that the companys insurance policies dont provide comprehensive cover.

Another problem is that customers are still exposed to enormous financial risks with some of the insurance deals being offered by car rental companies.

www.news.com.au

DESPITE intense lobbying, the Rudd Government is refusing to provide a financial assistance package to our struggling tourism industry, with Tourism Minister Martin Ferguson claiming that operators should do more to help themselves. - Time to blow the cover on car hire company insurance policies Columnists Herald Sun

2009-01-01 Miscellaneous coverage - CBS 12 Action News

There are several different types of additional home coverage that you may wish to investigate. First, there is umbrella liability insurance. With the large number of lawsuits being filed today and the large amounts of money the courts are awarding, for many families, an umbrella policy takes over where homeowners coverage leaves off. It can be used to increase your coverage to one million dollars or more. Another type of coverage available is earthquake insurance. It is generally not included in standard policies, but is available for an additional cost. The cost will differ depending on the area where you live and the corresponding risk that the insurance company assumes. Homeowners might also want to look into flood insurance. Compensation for losses resulting from floods are also not included within the basic homeowners

www.khsltv.com

There are several different types of additional home coverage that you may wish to investigate. First, there is umbrella liability insurance. With the large number of lawsuits being filed today and the large amounts of money the courts are awarding, for many families, an umbrella policy takes over where homeowners coverage leaves off.

2009-01-01 Charleston Daily Mail - West Virginia News and Sports - Business - BrickStreet wont renew almost 1,000 policies in 2009, official says

Employers with canceled policies can try to get another carrier to take their account. The office of State Insurance Commissioner Jane Cline said that as of insurance carriers had issued about 3,500 workers comp polices in West Virginia with an estimated annual premium of more than usd. 83 million.

CHARLESTON, W. Va. -- BrickStreet Mutual Insurance Co. will not renew just under 1,000 workers compensation insurance policies in 2009 said Greg Burton, the companys president and chief executive officer.

www.dailymail.com

2008-12-31 Be a Success: Sell Policies and Service Customers

Being a successful insurance agent is more than selling policies. Sure, if you sell policies it means that you are going to make money. But this is not all that you should think about. You also need to treat your customers with respect and service them whenever they need help. Remember, you do not simply sell a policy and forget about the person from there on out. The better you are at customer service the better your chance of repeat business and referrals. And with both of those you will find that growing your business is easier than ever before.

insurancenewsnet.com

- Insurance news insurance headlines insurance content

2008-12-29 Mercurys downfall leaves wreckage - The Denver Post

Title insurance agents such as Mercury sell but do not underwrite policies. They are responsible for conducting the title search to ensure there are no existing claims on the title that will cost the underwriter. They also often handle a homebuyers escrow payment and deal with the mortgage paperwork. Closings usually occur in the office of a title insurance agent.

In Colorado, Mercury sold about a third of all title insurance policies, through its subsidiaries Security Title, First American Heritage Title, Title America and United Title.

www.denverpost.com

Mercury - Colorado business coors qwest finance echostar frontier foreclosures

2008-12-29 Curbing health bills brings different cost

Five years after their introduction, high-deductible insurance policies linked to health savings accounts have delivered on their promise. People are thinking twice before seeing a doctor. Theyre asking about prices and shopping around. As a result, growth in medical spending in Minnesota has slowed dramatically and, in some cases, stalled.

So what are people giving up Judith Hibbard, a health policy professor at the University of Oregon, studied the medical claims of one large Midwestern employer between 2004 and 2006, after the company began offering a high-deductible plan alongside traditional insurance. She found that those on high-deductible plans were more likely to stop taking their drugs after the switch. They also cut back on necessary services, such as diabetes medication, as often as they skipped unnecessary care, such as going to a doctor for a cold. "They didnt make good decisions," Hibbard said.

www.startribune.com

Find breaking business news and commentary from Minneapolis, St. Paul, the Twin Cities metro area and Minnesota. - Minneapolis business St. Paul business Minnesota business stock markets Dow Nasdaq 3M Wells Fargo Target US Bank United Health Strib 100 Star Tribune 100 executive compensation watch AP

2008-12-27 Ernest Harden Sr. : Hard worker always was friendly Detroit Free Press

Mr. Harden, 90, of Detroit -- one of the first African Americans to become an independent insurance agent in Michigan, according to his family -- died at Providence Hospital in Southfield after an extended illness.

He later began offering income tax services as well as writing insurance policies.

He started the Ernest L. Harden Insurance Agency in an office in the back room of the former Heinz Cleaners in the east-side Detroit neighborhood known as Black Bottom.

www.freep.com

Ernest Harden Sr. was a hardworking man, from his days as a student at his beloved Morehouse College well into his senior years. Age and failing health may have slowed him, but they didnt stop him from doing accounting work for numerous people who became friends of the affable, always smiling businessman. - Obituaries Detroit Michigan News local news headlines stories world news

2008-12-27 Take time to find the right cure for Blues Detroit Free Press

There also arent a lot of examples around the country to borrow from for success. The "risk-pool" models that some states have adopted -- which spread the financial burden of high-risk insurance policies among the states several different insurers -- arent working as well for consumers as the Michigan Blues insurer-of-last resort model.

But doing what the state is doing now wont work for the Blues, given the demand for coverage to fill gaps in Medicare and the massive growth in individual policies expected as people continue to lose jobs and employer-paid insurance. If nothing changes, the Blues could be facing loss of their Blue Cross certification due to declining reserves.

www.freep.com

The Legislature has to deliver something that will help the Blues with their economic problems but also preserve the access to coverage and affordability the company is bound to provide for all state residents. - Editorials Detroit Michigan News local news headlines stories world news

2008-12-24

According to an announcement, New York Life Insurance Company, began selling life insurance policies in the Ottoman Empire in 1882. However, following the turmoil caused by the outbreak of World War I, New York Life stopped selling policies in Europe and in the Ottoman Empire after 1914.

In order to encourage claims upon the Greek Policies, New York Life established the Greek Life Insurance Policy Programme. Descendants of persons insured under the Greek Policies can visit the website and submit claims for benefits.

www.cyprus-mail.com