Insurance Coverage

2009-01-04 Real problem is lack of insurance, not hospital collections -

The crux of the problem is that 800,000 people in our state lack adequate health insurance. Employers have tried to cope with high insurance costs by cutting benefits or increasing what employees pay. In some cases, workers are now on the hook for thousands of dollars of out-of-pocket expenses they cant afford. In this recession, many more people will lose their jobs and their health coverage. But people still get sick; they still need hospital care - with or without insurance.

www.baltimoresun.com

Its a sad fact that because we lack health insurance coverage for everyone in this country, hospitals often find themselves with stacks of unpaid patient bills. Certainly, no one likes to receive a letter or phone call from a bill collector. And no one wants to spend a day in court disputing hospital charges.

2009-01-03 Corral insurers - Salt Lake Tribune

Meaningful health care reform appears to be a real possibility. However, despite claims to the contrary, the insurance industry is not helping. This year I had a new option for insurance coverage: a vision plan. When I look in the mirror, my eyes and teeth appear to be firmly and functionally attached to the rest of my body. But now I have three different coverages: health, dental and vision.

The Utah legislative task force on health care is mulling over numerous "options" for covering people who dont get insurance at work. The concept of insurance actually paying for coverage seems to elude the insurance companies. Multiple plans cannot be the most efficient way to provide health-care coverage for everyone.

www.sltrib.com

Corral insurers - Opinion Editorial Public Forum Commentary

2009-01-03 Parents Fight For Autism Insurance Coverage KTHV Little Rock, AR

The main service many parents want covered by insurance is Applied Behavior Analysis (ABA) a one on one rigorous technique that helps motor, language and social skills. It takes about 40-hours a week and cost about usd. 50,000 a year. Opponents say the Bill will force insurance companies to raise rates and that would raise premiums.

Even the insurance business itself estimates that premiums for a family of five would go up five dollars a month. I would gladly pay the usd. 60. 00 a year out of my own pocket to any family whos premium goes up to see that one child got this kind of intervention. Its such a small price to pay to do the right thing to save money and save families. "

www.todaysthv.com

2009-01-03 Editorial: State insurance plan helps pay health costs : Greensboro, North Carolina

Michael Keough, the programs executive director, sees it as "the insurer of last resort for people with pre-existing conditions who need affordable health insurance coverage. " As the economy contracts and layoffs loom, those numbers could rise dramatically this year. For some, it may be a stopgap move between jobs. Others may be in for the long haul.

To qualify, applicants cant have access to employer-funded policies and dont qualify for Medicare or Medicaid. Those eligible do include the unemployed covered by the federal COBRA plan as well as people who have lost jobs because of international trade and meet requirements for a federal health-coverage tax credit.

www.news-record.com

The N. C. Health Insurance Risk Pool launched with little fanfare Jan. 1 will serve only a few of the estimated 1. 4 million residents with no health insurance, but its still a commendable beginning. Making it easier for people with high-risk pre-existing.

2009-01-03 After a collapse: Know the new deposit insurance rules Dollars and Sense

If you want to stay out of harms way, it pays to know the new rules for federal deposit insurance coverage. The protection has increased significantly, with basic coverage boosted from usd. 100,000 to usd. 250,000.

The FDIC recently published an explanation of the new changes along with tips and information to help customers better understand their insurance coverage.

The advice was published in the FDICs Consumer News, "Your New, Higher FDIC Insurance Coverage. "

economy.kansascity.com

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2009-01-01 WestsideConnect - Newman and Gustines News Source - City hopes to cut benefit costs

The change will also mean that the insurance coverage provided to Mayor Rich Ford will be phased out. Silveira said HSA plans do not allow elected officials to be covered. Ford joined the council at a time when council members were offered medical insurance. The city has since halted that practice, phasing it out as members who were covered left the council.

And ldquo;The employees do not currently have 100 percent coverage, so it is an improvement for them and the city is saving money even though it is providing the deductible amount, and rdquo; the city manager noted. and ldquo;It is beneficial to everybody involved. and rdquo;

www.westsideconnect.com

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2009-01-01 The Edmond Sun, Edmond, OK - Blue Cross announces new autism benefit

Nicks Law would have provided insurance coverage for the early diagnosis testing of autism and medications until the child becomes 21 years of age. A financial cap would cover usd. 75,000 of behavioral therapy per year.

The Edmond Sun contacted BCBS to be provided details of the insurance plan. These details were not made available by press time. Rohde wants to know if there any limitations to age and the frequency of office visits.

www.edmondsun.com

- Blue Cross announces new autism benefit

2009-01-01 Market-driven fixes can aid health costs

The health in usd. urance industry is not the answer to our problems. The health in usd. urance industry IS the problem. The monopolys mouthpiece here, offers a greed-driven agenda designed not to improve the consumers health, but to improve the already bloated bottom lines of this inherently exploitive industry. Lets break it down: "Limiting the number of mandated benefit requirements, which drive up health insurance costs and result in more people dropping coverage. " = Give us more excuses to deny your claim. "Providing patients with health care treatment information to help them make informed decisions. " = Let us control the information you get, not your own doctor. "Providing tax incentives for employers who provide wellness and prevention initiatives and tax-free rewards to

newsok.com

The number of uninsured Oklahomans is a growing concern. We all can agree with the many benefits for reducing the number of uninsured, including less cost shifting to those who have insurance. The more difficult issue is the affordability of health care coverage. - Health and fitness medicine health care costs health care issues

2009-01-01 Wellness ensures savings

OBrien said in a typical company, about 20 percent of an employer-sponsored health plans participants, mainly those younger and healthier, absorb 80 percent of the costs. A growing problem, however, is as health insurance costs rise, sometimes those who are younger and healthier choose not to enroll in their company insurance plans, opting instead to go without coverage.

A 2008 employer benefits survey by the California-based Kaiser Family Foundation found that health insurance coverage at most businesses rose 5 percent to usd. 4,586 for individuals and usd. 12,091 for families.

www.tmcnet.com

Wellness ensures savings - Wellness ensures savings voip call center

2009-01-01 Suncrest Bank offers increased CD insurance coverage Visalia Times-Delta and Tulare Advance-Register

Suncrest Bank announced it is now offering a Certificate of Deposit Account Registry Service that can provide customers with more than usd. 50 million dollars in Federal Deposit Insurance Corporation insurance on CD deposits.

FDIC coverage limits had been usd. 100,000 per account since the 1980s and were raised to usd. 250,000 in early 2008. With the new service, Suncrest can place customer deposits in more than 2,500 FDIC-insured banks and manage them through a single portfolio.

www.visaliatimesdelta.com

Suncrest Bank announced it is now offering a Certificate of Deposit Account Registry Service that can provide customers with more than usd. 50 million dollars in Federal Deposit Insurance Corporation - Business Visalia CA News local news headlines stories world news